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How many medical insurance programs does China have and which ones are mandatory?

Q&A

China currently has three medical insurance programs:

  • Urban employee basic medical insurance;
  • Urban resident basic medical insurance; and
  • New rural cooperative medical insurance.

The urban employee basic medical insurance is mandatory for urban employees of state-owned or private enterprises funded by employers and employees, while the two other insurance programs have been created for low-income citizens and are voluntary insurances funded by the government and individuals.
 



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